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THESE MONEY-SAVING BENEFITS ARE AVAILABLE ONLY TO UNION MEMBERS

When you join the AFT, you have access to the AFT PLUS benefits program. These benefits, which are backed by the collective strength of over 13 million members of AFL-CIO and the AFT, provide you and your family with buying power in the marketplace. With the savings, AFT PLUS benefits provide, being a union member makes dollars and sense.

AFT PLUS Insurance Occupational Liability, Accidental Death and Dismemberment Plus access to low group rates on Disability, Life Insurance, Catastrophe Major Medical, Hospital Insurance and AFT Care Plus

AFT Online Discount Shopping at the AFT PLUS Bookstore. Also enjoy discounts on computers, books and music, food, kids' toys, games and much more!

Credit Card Programs A union-endorsed credit card that saves you money over other cards. Low rate No annual fee Skip-payment options Secured Credit Card A special credit card available to help establish or re-establish credit. No application fee Credit line equal to 100 percent of deposit 25-day grace-period card

Mortgage and Real Estate Makes buying or selling a home easier and more affordable. Special first-time home buyers programs Easy over-the-phone application process Program open to your children or parents

Loan Program Low-interest rate on personal and home equity loans with affordable monthly payments. Ideal for debt consolidation Convenience of applying from home

AFT Subscription Services Magazine subscriptions at discount prices. Save up to 50 percent on your favorite magazines

Legal Service* Free and discounted legal assistance. No annual fee or enrollment cost Free initial consultation for up to 30 minutes plus a follow-up letter or phone call to resolve the problem 30 percent discount on most other legal services

* not available in all areas.

Dental and Vision* Savings on out-of-pocket dental and vision care. Access to a network of more than 11,000 dental offices No additional charge for routine oral exams and bitewing x-rays Savings averaging 20 percent to 50 percent on vision exams, frames and contact lenses Low annual fee covers your family with a 100 percent no-risk, money back guarantee

* not available in all areas.

Theme Park Package Discounts at theme parks, major hotels and national car rental companies

No union dues are used to provide these benefits If you have a question on any of the AFT PLUS benefits, please send an e-mail to aftplus@aft.org or call 1-800-238-1133 ext. 8643